May 2008 - 2009 WaMu April 2006 - May 2008 California Bank & Trust 2002 - 2006 IBM Global Finance 1999 - 2001 National City Bank 1988 - 1999 Skills Real Estate Transactions, Real Estate, Loans, Commercial Lending, Commercial Banking, Credit, Banking, Special Servicing, Commercial Mortgages, Management, Portfolio Management, Credit Risk, Distressed Debt, Finance, Commercial Real Estate, Due Diligence, Underwriting, Risk Management, Credit Analysis, Investment Properties, Loan Origination, Consumer Lending, Financial Analysis, Mortgage Lending, Small Business Lending, Investments, Financial Structuring, Asset Management, Mergers & Acquisitions, Sales, Financial Services, Financial Risk Show more Experience Community Bank of the Bay June 2015 - Present Valley Community Bank January 2012 - Present Stabilized Asset Resources, LLC (STAR) 2009 - Present FORT Properties, Inc. San Francisco Bay Area Chief Credit Officer at Community Bank of the Bay Banking Education CCIM Institute CCIM Golden Gate University MBA University of San Francisco B.A. Manchester, New Hampshire Executive Board Automotive Education Golden Gate University 1980 - 1982 Master of Public Administration, Business Administration and Management, General UNH-University of Alabama ro tide 1971 - 1975 BS Political Science Business Minor, kappa sigma, phi betta kappa Experience AutoFair January 2011 - Present Partners in Community Wellness January 2010 - Present Kristen's Gift April 1998 - Present Bonneville and Son February 1985 - June 2012 Bonneville and Son March 1985 - October 2011 Skills Profit, Purchasing, Inventory Management, Automotive, Negotiation, Vehicles, New Business Development, Sales Process, Team Building, Customer Satisfaction, Automobile, Parts, Management, Pricing, Forecasting, Marketing, Sales, Sales Management, Retail, Automotive Aftermarket, Sales Operations, Account Management, B2B, Continuous Improvement, Cold Calling, Customer Retention, Inventory Control, Training, Dealers, Customer Service, Business Development, Team Leadership, Business Strategy, Budgets, Income Statement, Coaching, Selling, Competitive Analysis, Strategic Planning, Warranty, Powertrain, Cross-functional Team., Fleet Management, Business Planning, Operations Management, P&L, Process Improvement, Automotive Repair, Contract Negotiation, ADP Payroll Show more